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Notice on Printing and Distributing the Measures for the Administration of Small Loan Support Funds for Small and Medium Enterprises in Zhongguancun National Independent Innovation Demonstration Zone

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Notice on Printing and Distributing the Measures for the Administration of Small Loan Support Funds for Small and Medium Enterprises in Zhongguancun National Independent Innovation Demonstration Zone

 



 

Zhongke Yuanfa [2014] No. 49

  

Relevant units:

The Measures for the Administration of Small Loan Support Funds for Small and Medium-sized Enterprises in the Zhongguancun National Independent Innovation Demonstration Zone have been reviewed and approved by the 24th Directors Meeting of the Committee in 2014. It is now printed to you, please follow the implementation carefully.



Zhongguancun Science Park Management Committee

September 25, 2014

Relevant attachments

· "Administrative Measures on Small Loan Support Funds for Small and Medium Enterprises in Zhongguancun National Independent Innovation Demonstration Zone"

 

Chapter 1 General

The first one is to implement the "Implementation Opinions on Financial Support for the Development of Small and Micro Enterprises" by the General Office of the State Council (Guo Ban Fa [2013] No. 87) and the National Development and Reform Commission on Strengthening the Financing Services of Small and Micro Enterprises to Support the Development of Small and Micro Enterprises Guiding Opinions (Development and Reform Finance [2013] No. 1410) and the Opinions of the National Development and Reform Commission and other 9 ministries and the Beijing Municipal Government on the construction of the National Science and Technology Finance Innovation Center of Zhongguancun National Independent Innovation Demonstration Zone (Beijing Zhengfa [2012] No. 23) and other documents, further improve the financing efficiency and financing availability of Zhongguancun National Independent Innovation Demonstration Zone enterprises, and promote small and medium-sized enterprises to obtain financing support through microfinance and ease the financing difficulties of enterprises, and formulate these measures.

Article 2 The microfinance business referred to in these Measures refers to the microfinance institutions provided by the Zhongguancun Science Park Management Committee (hereinafter referred to as Zhongguancun Management Committee) to provide small loans to eligible Zhongguancun small and medium-sized enterprises.

Article 3 A cooperative microfinance institution shall be registered in Beijing, and its business scope covers 16 districts of Zhongguancun District. The list of partner institutions is publicly released to the public through the website of the Zhongguancun Demonstration Zone (www.zgc.gov.cn).

Chapter II Support Measures

Article 4 The Zhongguancun small and medium-sized enterprises that meet the conditions for the support of these Measures shall be Zhongguancun High-tech Enterprises and members of the Zhongguancun Enterprise Credit Promotion Association.

Article 5 The Zhongguancun Management Committee is a small and medium-sized micro-enterprise that repays the principal and interest on a regular basis and meets the conditions for supporting micro-credits. Based on a 6% annual interest rate, the loan interest subsidy is given according to a certain percentage. The corresponding relationship between the discount rate and the “star” of the enterprise is as follows: the discount rate of the one-star enterprise is 20% (the enterprise applying for the loan for the first time is executed according to the one-star enterprise discount standard); the discount rate of the two-star enterprise is 25%; The discount rate of star-rated enterprises is 30%; the discount rate of four-star enterprises is 35%; the discount rate of five-star enterprises is 40%. The “Gazelle Key Cultivation” enterprise increased by 5% on the basis of the original discount rate.

The “star rating” assessment criteria for corporate credits stipulated in these Measures shall be implemented in accordance with the “Administrative Measures for Enterprise Credit Ratings in Zhongguancun National Independent Innovation Demonstration Zone” (Zhongke Yuanfa [2010] No. 47).

Article 6 For loans that meet the conditions of these Measures, the interest amount will be calculated on a monthly basis, and loans that are less than the whole month will not be subsidized.

Article 7 The enterprise loan shall comply with the relevant conditions stipulated in these Measures, and shall submit a subsidy application to the microfinance institution within 6 months after the repayment of the principal and interest on time, and will not be accepted after the deadline. The annual interest subsidy for the microfinance business of a single enterprise shall not exceed 300,000 yuan. The interest subsidy for the same microloan is no more than one year.

Chapter III Support Fund Application and Acceptance

Article 8 An enterprise shall apply for microfinance discount interest fund support through a cooperative microfinance institution, and provide the following information in two copies to the microfinance institution:

(1) "Application Report for Enterprise Small Loan Discount Interests" (signed by legal representative and stamped with official seal);

(2) A copy of the Zhongguancun High-tech Enterprise Qualification Certificate;

(3) A copy of the member certificate of Zhongguancun Enterprise Credit Promotion Association;

(4) A copy of the corporate credit star certificate obtained before the loan date;

(5) A copy of the letter issued by the regulatory body before the loan date, which is approved by the regulatory body to enter the national SME share transfer system (provided by the “Gazelle Key Cultivation” enterprise listed in the National Small and Medium Enterprise Share Transfer System);

(6) A copy of the certificate and other documents issued by the relevant competent department that have been accepted or approved by the relevant competent authority for the issuance or listing application (provided by the “Gazelle Key Cultivation” enterprises listed in China and overseas) ;

(7) If the name of the enterprise is changed, submit a copy of the “Name Change Notice” issued by the Municipal Administration for Industry and Commerce;

(8) Copies of materials such as loan vouchers and repayment vouchers;

(9) A copy of the interest loan for the enterprise microfinance;

(10) Other materials required to be submitted by the Zhongguancun Management Committee and the cooperative microfinance institution.

The applicant company shall ensure that the materials provided are true and valid. The above materials are copies and must be stamped with the official seal of the company.

Article 9 When a microfinance institution applies for loan subsidy fund support to the Zhongguancun Management Committee, in addition to providing the materials listed in Article 8, the following materials shall be submitted to the Zhongguancun Management Committee, and the institution shall keep a copy for future reference. .

(1) "Report on the application of interest subsidies by microfinance institutions on behalf of enterprises" (with the official seal of the microfinance institution);

(2) Other materials required by the Zhongguancun Management Committee.

Chapter IV Support Fund Disbursement

Article 10 The microfinance institution shall promptly summarize and review the application materials for enterprise subsidies, and submit the application for subsidies for the previous year on behalf of the predecessors on April 1 of each year. After receiving the above materials and reviewing the Zhongguancun Management Committee, the subsidy will be paid to the microfinance institution, which will be allocated to the relevant enterprise within 15 working days after receiving the payment. The microfinance institution shall submit a description of the disbursement of funds to the Zhongguancun Management Committee within 5 working days after the completion of the disbursement of funds.

Chapter V Supervision and Management

Article 11 The microfinance institution shall be responsible for reviewing and confirming the application for repayment of principal and interest on time, summarizing and preliminary reviewing the application materials for corporate interest subsidies, and being responsible for the authenticity and accuracy of the materials. The Zhongguancun Management Committee has the right to conduct random inspections at any time.

Article 12 The cooperative microfinance institution shall submit the progress report and statement of the relevant project in accordance with the requirements of the Zhongguancun Management Committee. If the cooperative agency fails to submit relevant materials on time or does not cooperate with the relevant work, the Zhongguancun Management Committee has the right to cancel the qualifications of its cooperation institutions.

Article 13 The Zhongguancun Management Committee shall supervise and inspect the use of microfinance support funds.

Article 14 The violation of laws and regulations in the use of microfinance support funds shall be dealt with in accordance with the “People's Republic of China Budget Law”, “The Accounting Law of the People's Republic of China” and the “Regulations on Punishment of Financial Violations”. For the reporting unit that fraudulently defrauded the microfinance support fund, in addition to the punishment according to the above provisions, the Zhongguancun Management Committee will notify the website of the Zhongguancun Demonstration Zone, recover the funds that have been disbursed and no longer accept the relevant public policy support funds. , cancel the cooperation relationship with the unit.

Chapter VI Supplementary Provisions

Article 15 These Measures shall be interpreted by the Zhongguancun Management Committee.

Article 16 These Measures shall come into force on January 1, 2015. If other Zhongguancun microfinance subsidy support provisions are inconsistent with these measures, refer to these Measures.